Current Interest Rates

---

Program              Interest Rate    APR

30-year Fixed                6.73%    6.73%

30-year Fixed FHA       5.38%    6.11%

30-year Fixed VA          5.96%    6.20%

20-year Fixed                6.75%    6.77%

15-year Fixed                6.13%    6.15%

10-year Fixed                6.05%    6.08%

3-year ARM                    8.19%    7.46%

5-year ARM                    6.62%    6.63%

7-year ARM                    6.37%    6.45%

10-year ARM                 6.73%     6.73%

Date Source - Federal Reserve Bank

07/28/2026 

4:11 am

Michael John Valenzuela

323-232-96339

www.reddot123.com

www.reddot123.com/michael-john-valenzuela

Mortgage Loan Officer
NMLS 2136176
With

Full Realty Service Inc

NMLS ID 241835

26305 Jefferson Ave

Suite G and H Murrieta, CA 92562

Go quick links below for additional information

Buying a home        

https://reddot123.com/buying-a-home

Need a loan              

https://reddot123.com/loans

Current Interest rates

 https://reddot123.com/rates

Selling your Home 

https://reddot123.com/selling-your-home